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All agents are NOT alike! I Offer a Unique blend of Web Savvy techniques and a 25-Year COMMITMENT to EXCELLENT SERVICE! Call me: 800-599-6769.
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List your home with me, and I will pay for a One Year Home Warranty WHEN YOU MENTION SEEING THIS PAGE ON MY WEB SITE!
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“Her expertise and care removed the fears of trying to buy and sell at the same time.”
Frank and Louise Smith
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LET ME SEARCH FOR A HOME THAT MATCHES YOUR NEEDS! It's Free
Listed Homes are by All Realtors and Companies
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You May Opt Out at Any Time  As a 24-year veteran to the real estate industry in the Baton Rouge area I am aware of every local home or property on the market. I even know of properties that will be available soon, but have not yet been placed on the market. I have direct access to the entire Baton Rouge area MLS (Multiple Listings Service), with every home listings by all Realtors and companies in such towns as:
Zachary, Baker, Central, Greenwell Springs, Port Allen, New Roads, False River, Brusly, Addis, Erwinville, Prairieville, Dutchtown, Geismar, Denham Springs and all areas of the city of Baton Rouge. I will personally review all my sources of real estate listing information and send you everything within your price range and needs. You won't need to search any other ads or means again! Why do I offer free services such as this? To gain your trust as a professional Realtor, and should your transfer or home purchase become a reality, to hopefully be one of the agents you choose to interview for the job! Just fill out the form below with as much information as possible about the home you desire and start receiving the list of possibilities via email today! Use the "Additional Info" box to indicate the subdivisions, neighborhoods, towns or areas you are interested in, as well as any needs you wish to include. For those who aren't familiar with our area, distance to a potential workplace or landmark will work.
First Time Buyers >The Down Payment
Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.
If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.
When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.
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| Q |
What high-profile rental property rents for $13,500 a month although the star hasn't lived there for over 20 years?
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| A |
Shirley MacLaine's name is still used to promote her Encino, CA, estate even though she hasn't lived there in years.
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