You might be a bit afraid or intimidated by the whole process of buying your first home. There are many foreign terms in this business, not often used in everyday life, and this can be pretty scary. I treat First Time Home Buyers the way I wish to be treated in areas I don't understand, like the stock market - now that is foreign to me! As your agent it is my job to represent your best interest, to guide you through the entire buying process, and to know the market. Whether your market (where you wish to live) is in East or West Baton Rouge, Ascension, Livingston, or Pt. Coupee, or perhaps in the town of Zachary, Prairieville, Denham Springs, Brusly, New Roads, or one of the many areas of the city of Baton Rouge itself, it is my job to know the market!
It is very important to begin the buying process with A CONSULTATION at my office! Even though I know the home search is the fun part and where everyone wants to start, there is quite a bit of "homework" to be done before ever looking at the first house. Knowing the direction we are going is vital to a productive search! I will take the time to go through each and every step of the buying process and all of the foreign terms you will hear along the way to buying. This conference will also give you the opportunity to voice your concerns and ask me lots of questions - and I don't consider any question to be dumb! In fact, it is the buyers who don't ask me questions that concern me the most, because I know they will be overwhelmed with the unknown at some point.
TOGETHER, WE WILL CONSIDER:
How much can you really afford?
What is the best type of loan for your
financial situation and how will the
process of qualifying for a mortgage
work.
How much cash you should put down.
How to buy a home with little or nothing
down, and what are the pitfalls to doing
so. It is not always in ones best interest
to try to buy with no "vested interest" in
the property
What are closing costs and what is included
in these "bundle" of costs to acquire
financing?
What are prepays, when are they paid and how
much are they usually?
What it takes to get approved for financing.
What banks and other financial institutions
are looking for, and where is the best
source for your loan.
Approximately what your note will be, what
is included in a monthly house note, and
what is an escrow account?
The tax advantages of buying.
Is renting or buying better for you?
Tell me a bit about your situation below, and when you hope to buy. I'll get right back to you. There is no charge, and no strings attached. And if you wish, you may call my office and we can set up your consultation right away!
Office - 225-291-1234
Voice Mail 225-368-3205
Toll Free - 800-599-6769
BE SURE TO INDICATE YOUR FIRST TIME BUYER STATUS IN THE ADDITIONAL INFO BOX AND SUGGEST DATES THAT WILL WORK FOR A CONSULTATION.
- NUMBER1EXPERT™ 
