Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend, and as important in recent months, Before You Know What Kind of Loan You will Qualify For! With so many foreclosures all over the country in recent years, there are a lot of requirements that a home must meet to "qualify" for certain loan types.  You might have an idea of the loan payment and mortgage you can afford, but will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. In the pre-qualification process, you will find out: - Exactly how much home or land you can afford. - How much cash you will need for the down payment. - The minimum down payment, and advantages of higher down payments. - What the bank feels you can afford for a monthly payment. I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. Your Privacy! I know this is your personal information, and I will not distribute it to anyone, unless you wish me to send it along to a mortgage lender. This service is provided free of charge and without any obligation. It is part of my job, and I do hope when you are ready to buy, that you will request that I be the one to represent your best interest in the purchase! Once you fill out the form, I will quickly process your information and get right back to you! Make sure to indicate in the Additional Info Box that you would like more information on financing or if you wish a personal consultation with me. I can help you pre-qualify for your mortgage, and get you to some great lenders. This is a free service and without any obligation on your part. Also by filling out the form below with as much information as you can provide about your desired home purchase, I can send you homes on the market in your price range. PLEASE INCLUDE IN THE "Additional Info" Box where you are interested in living.
This can be anywhere in:
East Baton Rouge Parish, including Baton Rouge, Zachary, Baker, Greenwell Springs, Central
West Baton Rouge, including Brusly, Port Allen, Addis, Erwinville
Ascension Parish, including Prairieville, Dutchtown, Geismar
Livingston Parish, including Denham Springs
Iberville Parish, including Plaquemine
Pointe Coupee, including False River or New Roads
East and West Feliciana, including Clinton and St. Francisville
First Time Buyers >Structural Contingency
If you have a house for sale your buyers will probably include a structural inspection contingency in the contract. This allows them to have an expert check out the house, the major systems and the appliances.
A professional structural inspector can help buyers to "know" the house and to feel comfortable with it, but the inspection does not result in a pass or fail grade. The buyers will learn important facts about the house, such as where the water cutoff valve is located, in case of an emergency. The inspection may also help buyers set up a budget for repairs and determine if they want to invest in cost-effective measures to increase energy efficiency.
Buyers rarely back out of a sale after a structural inspection. Even if there are problems, you have the opportunity to negotiate a compromise and to avoid any obstacles that could seriously threaten the sale.
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| Q |
What is the highest altitude hotel in the world?
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| A |
The Hotel Everest View sits at the record altitude of 13,000 ft (3,964 m) above sea level, in the rarified atmosphere of Namche, Nepal, the village closest to the Mount Everest base camp.
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- NUMBER1EXPERT™ 
