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All agents are NOT alike! I Offer a Unique blend of Web Savvy techniques and a 25-Year COMMITMENT to EXCELLENT SERVICE! Call me: 800-599-6769.
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FIND OUT ABOUT THE LATEST HOMES FOR SALE FIRST! I add my newest homes and properties to this web site first. It can be quite some time before they appear on other real estate based web sites. Find Out More > View All Offers >
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Real Estate Market Knowledge “With Susan's help, larger lots were created… and within four years the development was sold out.” Bootsie Crochet Read Quote > View All Quotes >
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Compare three mortgages at one time.
Download TripleCalc now. It's free.
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Susan Langlois is one of The Top
Selling Real Estate Experts Find Out More > |
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Special Offers: Special offers for Baton Rouge, West Baton Rouge and Prairieville/Ascension Parish homeowners
from Susan Langlois, top Realtor |
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Affiliates: Susan Langlois real estate web site
affiliates |
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eNewsletter: Susan Langlois Baton Rouge, West Baton Rouge and Prairieville/Ascension Parish newsletter email will
send you the latest real estate information |
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Today's Real Estate News: Daily real estate news for this neighborhood, Louisiana, and
United States |
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Monthly Payments & Schedule: Monthly loan payments java
mortgage calculator |
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How Much Can You Afford?: Calculate how much home
you can afford with this financial calculator |
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Determine Tax Savings: Calculate how much your
monthly Baton Rouge, West Baton Rouge and Prairieville/Ascension Parish Louisiana mortgage payments save you on your
taxes because of loan interest |
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Should You Rent or Buy?: Is it better to rent a
home in Louisiana or buy your own Baton Rouge, West Baton Rouge and Prairieville/Ascension Parish house, ranch,
luxury property, condominium, acreage, or other real estate? |
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Adjustable Rate Mortgages: Adjustable rate
Baton Rouge, West Baton Rouge and Prairieville/Ascension Parish mortgages information and interest rate java
calculator |
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What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage. |
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Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. |
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Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers. |
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15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms. |
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How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out. |
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What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount. |
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Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment. |
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TripleCalc: FREE Software
Download: TripleCalc lets you compare three loans at one time for your property
or other Louisiana real estate |
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Top National Real Estate Web Sites: Real Estate Web Sites
that include some unique sources of realty information, listings, and
more |
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Ask Anything: Ask Susan Langlois
anything real estate |
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NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale |
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Real Estate Tips: Susan Langlois realty
library of real estate tips and advice on everything from preparing your home
for sale to negotiating with home buyers to escrow, closing costs, property
inspections, and mortgage brokers |
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Real Estate Trivia: Susan Langlois collection of real estate trivia questions
and answers that include real estate topics such as the most expensive home,
largest swimming pool, and more |
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Real Estate Dictionary: Complete real estate
dictionary and glossary of realty words you'll use when you list and sell your
Baton Rouge, West Baton Rouge and Prairieville/Ascension Parish property in Louisiana, including legal terms
definitions, and more |

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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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What high-profile rental property rents for $13,500 a month although the star hasn't lived there for over 20 years?
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Shirley MacLaine's name is still used to promote her Encino, CA, estate even though she hasn't lived there in years.
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See More Real Estate Trivia > |
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