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All agents are NOT alike! I Offer a Unique blend of Web Savvy techniques and a 21-Year COMMITMENT to EXCELLENT SERVICE! Call me: 800-599-6769.
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SELLING YOUR HOME? CHOOSE YOUR AGENT WISELY! Before signing a contract with any REALTOR®, make sure you know EXACTLY how your home will be marketed. Find Out More > View All Offers >
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Excellent Service “Susan eased the burden of me dealing with the final sale preparations, at a time when I could not think real estate.” Elaine Askew Read Quote > View All Quotes >
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Susan Langlois is one of The Top
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First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
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| Q |
Which nation, fueled by an oil and manufacturing boom, claims the world's longest building?
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| A |
The "Linear City" of Malasia is currently the longest.
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See More Real Estate Trivia > |
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