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Excellent Service
“My husband, a doctor, met Susan while treating her daughter for a sports injury, and they hit it off immediately. We had been looking for an agent to help us find a permanent home in Baton Rouge and to sell the townhouse we were living in. Susan helped us package the purchase of a lot and building our new home with great ease. After moving in, Susan sold the townhouse for us and at a very satisfactory price! Several years later, When Ed retired and we moved back to our hometown, again we called on Susan to sell our home. During the move back home, my husband became very ill and we were in the middle of a purchase agreement. Susan eased the burden of me dealing with the final sale preparations, at a time when I could not think real estate. She says "excellent service is my commitment" and we can attest to the fact it really is how she runs her business. "
Elaine Askew
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First Time Buyers >More Down Payment Help
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.
Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.
With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
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| Q |
What is the mysterious American island whose private owners are intent on preserving the ways of early island life?
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| A |
The Robinson Family, owners of Niihau, Hawaii, have done everything in their power to preserve traditional ways. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
